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	<title>Columbia City Indiana Archives - Bloom Gates Shipman &amp; Whiteleather</title>
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		<title>Parental Liability</title>
		<link>https://bgswlaw.com/parental-liability/</link>
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		<pubDate>Mon, 30 Oct 2017 15:29:18 +0000</pubDate>
				<category><![CDATA[Litigation]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Bloom Gates Shipman & Whiteleather]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[Columbia City Indiana]]></category>
		<category><![CDATA[Indiana]]></category>
		<category><![CDATA[Liability]]></category>
		<category><![CDATA[Minors]]></category>
		<category><![CDATA[Parental Liabilty]]></category>
		<category><![CDATA[Parents]]></category>
		<category><![CDATA[Personal Liability]]></category>
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					<description><![CDATA[<p>Parental Liability: What Is It and When Does It Apply? Recently we had a client ask us whether a parent has liability for the actions of their child.  After researching this issue, we thought that this valuable information on Parental Liability would be helpful to...</p>
<p>The post <a href="https://bgswlaw.com/parental-liability/">Parental Liability</a> appeared first on <a href="https://bgswlaw.com">Bloom Gates Shipman &amp; Whiteleather</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h1 style="text-align: center;"><strong>Parental Liability: What Is It and When Does It Apply?</strong></h1>
<p>Recently we had a client ask us whether a parent has liability for the actions of their child.  After researching this issue, we thought that this valuable information on Parental Liability would be helpful to share.</p>
<h5><span style="color: #990909;"><strong>Civil Parental Liability</strong></span></h5>
<p>In Indiana, a parent is liable for the actions of their child if those actions are done knowingly, intentionally, or recklessly and cause harm to a person or their property.  However to be liable, the parent must have custody of the child and the child must be living with the parent.  The limit of a parent’s liability is $5,000.  (See I.C. 34-32-4-1).  The purpose of this statute is to protect innocent victims from damages by irresponsible minors.</p>
<h5><span style="color: #990909;"><strong>How long am I liable for my child&#8217;s actions?</strong></span></h5>
<p>A parent will only typically have liability for their minor child until the child reaches the age of majority, 18.</p>
<h5><span style="color: #990909;"><strong>What happens if my child injures someone or something?</strong></span></h5>
<p>You may have insurance coverage if your child injures someone or something.  Typically both homeowners insurance and renters insurance provide coverage for both property damage and liability coverage.  These insurance policies usually cover damage that someone suffers while on your property, even if the injury was committed by another household.  Therefore, if your child injures someone or something, always check with your insurance company to see if you have coverage.</p>
<h5><span style="color: #990909;"><strong>What about my minor driving a car?</strong></span></h5>
<p>Pursuant to I.C. 9-24-9-4, an individual who signs an application for a permit or driver&#8217;s license agrees to be responsible jointly and severally with the minor applicant for any injury or damage that the minor applicant causes by reason of the operation of a motor vehicle if the minor applicant is liable in damages.  However, when a minor turns 18, the individual who signed the minor&#8217;s application is relieved from the liability imposed under this chapter and subsequently incurred by the applicant operating a motor vehicle.</p>
<p>&nbsp;</p>
<p>If you have any questions regarding Parental Liability, please <a href="http://bgswlaw.com/contact-us/"><u>contact one of our attorneys</u></a>. We would love to help you.</p>
<p>&nbsp;</p>
<h6>*Disclaimer: The author is licensed to practice in the state of Indiana. The information contained above is provided for informational purposes only and should not be construed as legal advice on any subject matter. Laws vary by state and region. Furthermore, the law is constantly changing. Thus, the information above may no longer be accurate at this time. No reader of this content, clients or otherwise, should act or refrain from acting on the basis of any content included herein without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue.</h6>
<p>The post <a href="https://bgswlaw.com/parental-liability/">Parental Liability</a> appeared first on <a href="https://bgswlaw.com">Bloom Gates Shipman &amp; Whiteleather</a>.</p>
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		<title>Difference Between an Option &#038; Right of First Refusal</title>
		<link>https://bgswlaw.com/option-vs-right-of-first-refusal/</link>
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		<pubDate>Mon, 16 Oct 2017 16:16:23 +0000</pubDate>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Bloom Gates Shipman & Whiteleather]]></category>
		<category><![CDATA[Buying a house]]></category>
		<category><![CDATA[Columbia City Indiana]]></category>
		<category><![CDATA[First Right]]></category>
		<category><![CDATA[Indiana]]></category>
		<category><![CDATA[Option]]></category>
		<category><![CDATA[Right of First Refusal]]></category>
		<guid isPermaLink="false">http://bgswlaw.com/?p=349</guid>

					<description><![CDATA[<p>What is the Difference Between an Option and a Right of First Refusal? Option to Purchase An option is a right that the owner of a real property (the &#8220;optionor&#8221;) gives to another person (the &#8220;optionee&#8221;) to buy certain property at a fixed price for...</p>
<p>The post <a href="https://bgswlaw.com/option-vs-right-of-first-refusal/">Difference Between an Option &#038; Right of First Refusal</a> appeared first on <a href="https://bgswlaw.com">Bloom Gates Shipman &amp; Whiteleather</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h1 style="text-align: center;"><strong>What is the Difference Between an Option and a Right of First Refusal?</strong></h1>
<h5><span style="color: #990909;"><strong>Option to Purchase</strong></span></h5>
<p>An option is a right that the owner of a real property (the &#8220;optionor&#8221;) gives to another person (the &#8220;optionee&#8221;) to buy certain property at a fixed price for a definitive duration.</p>
<p>An option is an offer that binds the optionor to sell, but does not obligate the optionee to purchase. Typically, during the option term the optionor usually cannot revoke or withdraw the option without the optionee&#8217;s consent.</p>
<h5><span style="color: #990909;"><strong>Right of First Refusal</strong></span></h5>
<p>A right of first refusal obligates a real property owner to offer their property to the holder of the Right of First Refusal upon the same terms as the owner is trying to sell the property to another party. By choosing a right of first refusal versus an option, the owner of the property has more control over the sale of their property, whereas with an option the holder can force the sale at will. With a Right of First Refusal, the holder must wait until the owner decides to sell the property.</p>
<p>When the owner of property decides to sell their property, a right of first refusal becomes an option since the holder is not obligated to exercise the Right. If the holder does not exercise the Right of First Refusal, the owner is free to sell to the third party. If the holder of the Right of First Refusal exercises their right, the owner must sell to the holder on those terms.</p>
<p>Both Options and Rights of First Refusal must be in writing, signed, contain a legal description of the property, and have consideration to be legally enforceable. Sometimes they are included in lease contracts, or they may be drafted as a separate agreement.</p>
<p>If you would like assistance drafting a Right of First Refusal or an Option, please <a href="http://bgswlaw.com/contact-us/"><u>contact one of our Real Estate attorneys</u></a>. We would love to help you.</p>
<p>&nbsp;</p>
<h6>*Disclaimer: The author is licensed to practice in the state of Indiana. The information contained above is provided for informational purposes only and should not be construed as legal advice on any subject matter. Laws vary by state and region. Furthermore, the law is constantly changing. Thus, the information above may no longer be accurate at this time. No reader of this content, clients or otherwise, should act or refrain from acting on the basis of any content included herein without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue.</h6>
<p>The post <a href="https://bgswlaw.com/option-vs-right-of-first-refusal/">Difference Between an Option &#038; Right of First Refusal</a> appeared first on <a href="https://bgswlaw.com">Bloom Gates Shipman &amp; Whiteleather</a>.</p>
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		<title>Successful Relocation Appeal by Attorney Elizabeth Deckard</title>
		<link>https://bgswlaw.com/relocation-appeal/</link>
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		<pubDate>Tue, 29 Aug 2017 20:38:23 +0000</pubDate>
				<category><![CDATA[Family Law]]></category>
		<category><![CDATA[News]]></category>
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		<category><![CDATA[Appeal]]></category>
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		<category><![CDATA[Bloom Gates Shipman & Whiteleather]]></category>
		<category><![CDATA[Columbia City Indiana]]></category>
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		<category><![CDATA[Relocation]]></category>
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					<description><![CDATA[<p>Congratulations to Attorney Liz Deckard on her successful appeal! Indiana law requires any individual who is subject to a Custody Order or Parenting Time Order to provide notice of any proposed relocation. The non&#8211;relocating parent has the right to object to the relocation. As with...</p>
<p>The post <a href="https://bgswlaw.com/relocation-appeal/">Successful Relocation Appeal by Attorney Elizabeth Deckard</a> appeared first on <a href="https://bgswlaw.com">Bloom Gates Shipman &amp; Whiteleather</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h2 style="text-align: center;">Congratulations to Attorney Liz Deckard on her successful appeal!</h2>
<p style="margin: 0in; margin-bottom: .0001pt;">Indiana law requires any individual who is subject to a Custody Order or Parenting Time Order to provide notice of any proposed relocation. The non<b>&#8211;</b>relocating parent has the right to object to the relocation. As with any other family law dispute, the best interest of the child is the court’s<b><i> </i></b>principal consideration. If you are considering relocation, or are the parent of a child who&#8217;s other parent is considering or proposing relocation, you must make sure you take steps to adequately protect your rights. <b><i> </i></b>Attorney Elizabeth Deckard recently had the opportunity to litigate a relocation trial. She successfully prevented a proposed relocation, and on appeal successfully defended the order denying the relocation. Take a look at the <a href="http://www.in.gov/judiciary/opinions/pdf/08241701cjb.pdf">Appellate Court&#8217;s Decision</a>.</p>
<p>&nbsp;</p>
<p style="text-align: center;"><span style="color: #990909;"><strong>If you find yourself in a situation where you&#8217;re seeking to relocate or someone is seeking to relocate your child, please <a href="http://bgswlaw.com/contact-us/"><u>contact us</u></a> today to ensure your parenting rights remain protected.</strong></span></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<h6>*Disclaimer: The author is licensed to practice in the state of Indiana. The information contained above is provided for informational purposes only and should not be construed as legal advice on any subject matter. Laws vary by state and region. Furthermore, the law is constantly changing. Thus, the information above may no longer be accurate at this time. No reader of this content, clients or otherwise, should act or refrain from acting on the basis of any content included herein without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue.</h6>
<p>The post <a href="https://bgswlaw.com/relocation-appeal/">Successful Relocation Appeal by Attorney Elizabeth Deckard</a> appeared first on <a href="https://bgswlaw.com">Bloom Gates Shipman &amp; Whiteleather</a>.</p>
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		<title>Promoting Your Business on Social Media: Part I</title>
		<link>https://bgswlaw.com/promotions-on-facebook/</link>
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		<dc:creator><![CDATA[Site_Manager]]></dc:creator>
		<pubDate>Fri, 18 Aug 2017 15:55:09 +0000</pubDate>
				<category><![CDATA[Business Law]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Bloom Gates Shipman & Whiteleather]]></category>
		<category><![CDATA[Columbia City Indiana]]></category>
		<category><![CDATA[Social Media]]></category>
		<guid isPermaLink="false">http://bgswlaw.com/?p=309</guid>

					<description><![CDATA[<p>Can I market my contest or promotion on Facebook without landing in Facebook jail? Oh, the dreaded jail of social media.  Any individual or business who markets through these useful channels has heard the jail rumors: accounts blocked, violations reported, pages shut down. Fear not,...</p>
<p>The post <a href="https://bgswlaw.com/promotions-on-facebook/">Promoting Your Business on Social Media: Part I</a> appeared first on <a href="https://bgswlaw.com">Bloom Gates Shipman &amp; Whiteleather</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h3 style="text-align: center;"></h3>
<p><img fetchpriority="high" decoding="async" class="aligncenter wp-image-310 size-medium" src="http://bgswlaw.com/wp-content/uploads/facebook-300x225.jpg" alt="Facebook promotions can be very helpful when building your company's social media presence" width="300" height="225" srcset="https://bgswlaw.com/wp-content/uploads/facebook-300x225.jpg 300w, https://bgswlaw.com/wp-content/uploads/facebook-768x576.jpg 768w, https://bgswlaw.com/wp-content/uploads/facebook-800x600.jpg 800w, https://bgswlaw.com/wp-content/uploads/facebook-700x525.jpg 700w, https://bgswlaw.com/wp-content/uploads/facebook.jpg 960w" sizes="(max-width: 300px) 100vw, 300px" /></p>
<h3 style="text-align: center;"><strong>Can I market my contest or promotion on Facebook without landing in Facebook jail?</strong></h3>
<p>Oh, the dreaded jail of social media.  Any individual or business who markets through these useful channels has heard the jail rumors: accounts blocked, violations reported, pages shut down.</p>
<p>Fear not, because the short answer is:</p>
<p>YES, you can promote a sweepstakes, contest or promotion on social media and remain in compliance.  In fact, these channels can be extremely useful to increase engagement for your business.</p>
<p>However, and that is a big HOWEVER- it is extremely important to comply with each platform&#8217;s terms and conditions when administering the promotion. Otherwise, off to jail you go.  In this segment, we will review the important terms for promoting on Facebook.  Other social media platforms will be addressed in future article updates.</p>
<p>If you want to remain jail free (and legally compliant) these are the big DOs and DON&#8217;Ts when administering a promotion:</p>
<ul>
<li style="color: #990909;">
<blockquote><p><strong style="line-height: inherit;">DON&#8217;T</strong><span style="line-height: inherit;"> hold yourself or your page out as a brand representative (official page), if your page is simply a fan site or support page.</span></p></blockquote>
</li>
<li style="color: #990909;">
<blockquote><p><strong style="line-height: inherit;">DON&#8217;T</strong><span style="line-height: inherit;"> improperly tag anyone in a photo that they are not actually in (such as encouraging individuals to tag themselves or others in your photo or cover image).</span></p></blockquote>
</li>
<li style="color: #990909;">
<blockquote><p><strong style="line-height: inherit;">DON&#8217;T</strong><span style="line-height: inherit;"> use invalid or overly-broad page names or web addresses.</span></p></blockquote>
</li>
<li style="color: #990909;">
<blockquote><p><strong style="line-height: inherit;">DON&#8217;T</strong><span style="line-height: inherit;"> use text or images that are misleading, deceptive or infringe on another&#8217;s copyright or trademark.</span></p></blockquote>
</li>
<li style="color: #990909;">
<blockquote><p><strong style="line-height: inherit;">DON&#8217;T </strong><span style="line-height: inherit;">utilize personal timelines when administering promotions (encouraging entrants to &#8220;share on your timeline&#8221; or &#8220;tag a friend&#8221; are explicitly forbidden in the Facebook Page Rules).</span></p></blockquote>
</li>
<li style="color: #990909;">
<blockquote><p><strong style="line-height: inherit;">DO </strong><span style="line-height: inherit;">ensure content and promotions comply with all regulations including privacy acts, COPPA, the FTC and all state and federal promotional requirements.</span></p></blockquote>
</li>
<li style="color: #990909;">
<blockquote><p><strong style="line-height: inherit;">DO </strong><span style="line-height: inherit;">have terms and conditions accessible to anyone who may request them.</span></p></blockquote>
</li>
<li style="color: #990909;">
<blockquote><p><strong style="line-height: inherit;">DO</strong><span style="line-height: inherit;"> clearly state that you (and not Facebook) are collecting any data.</span></p></blockquote>
</li>
<li style="color: #990909;">
<blockquote><p><strong style="line-height: inherit;">DO</strong><span style="line-height: inherit;"> limit the promotion in time and provide a complete Facebook release, indicating in the official rules that Facebook has not sponsored, endorsed, or in any way administered the promotion.</span></p></blockquote>
</li>
</ul>
<p>As stated above, marketing on social media can be daunting, but it doesn&#8217;t have to be non-compliant.  If you would like assistance creating terms and conditions, or full official rules, please <a href="http://bgswlaw.com/contact-us/">contact our office</a>.</p>
<p style="text-align: center;"><span style="color: #990909;"><strong>Keep a look out for our future blog segments related to marketing on social media platforms.</strong></span></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<h6>*Disclaimer: The author is licensed to practice in the state of Indiana. The information contained above is provided for informational purposes only and should not be construed as legal advice on any subject matter. Laws vary by state and region. Furthermore, the law is constantly changing. Thus, the information above may no longer be accurate at this time. No reader of this content, clients or otherwise, should act or refrain from acting on the basis of any content included herein without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue.</h6>
<p>The post <a href="https://bgswlaw.com/promotions-on-facebook/">Promoting Your Business on Social Media: Part I</a> appeared first on <a href="https://bgswlaw.com">Bloom Gates Shipman &amp; Whiteleather</a>.</p>
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		<title>How to Avoid Personal Liability for Business Debts</title>
		<link>https://bgswlaw.com/personal-liability/</link>
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		<pubDate>Fri, 11 Aug 2017 23:17:21 +0000</pubDate>
				<category><![CDATA[Business Law]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Bloom Gates Shipman & Whiteleather]]></category>
		<category><![CDATA[Columbia City Indiana]]></category>
		<category><![CDATA[Corporate Veil]]></category>
		<category><![CDATA[Indiana]]></category>
		<category><![CDATA[Inorporation]]></category>
		<category><![CDATA[Liability]]></category>
		<category><![CDATA[Personal Liability]]></category>
		<guid isPermaLink="false">http://bgswlaw.com/?p=295</guid>

					<description><![CDATA[<p>Does incorporation protect me from personal liability? PART 2: HOW TO AVOID PERSONAL LIABILITY FOR BUSINESS DEBTS If you own a business, you likely, at least partially, made the decision to form a corporation or a limited liability company (LLC) so that you wouldn&#8217;t be held...</p>
<p>The post <a href="https://bgswlaw.com/personal-liability/">How to Avoid Personal Liability for Business Debts</a> appeared first on <a href="https://bgswlaw.com">Bloom Gates Shipman &amp; Whiteleather</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h3 style="text-align: center;"></h3>
<p><img decoding="async" class="aligncenter wp-image-282 size-medium" src="http://bgswlaw.com/wp-content/uploads/Inc-300x169.jpg" alt="Personal Liability" width="300" height="169" srcset="https://bgswlaw.com/wp-content/uploads/Inc-300x169.jpg 300w, https://bgswlaw.com/wp-content/uploads/Inc-768x432.jpg 768w, https://bgswlaw.com/wp-content/uploads/Inc-700x394.jpg 700w, https://bgswlaw.com/wp-content/uploads/Inc-539x303.jpg 539w, https://bgswlaw.com/wp-content/uploads/Inc.jpg 960w" sizes="(max-width: 300px) 100vw, 300px" /></p>
<h3 style="text-align: center;"><strong>Does incorporation protect me from personal liability?</strong></h3>
<h3 style="text-align: center;">PART 2: <strong>HOW TO AVOID PERSONAL LIABILITY FOR BUSINESS DEBTS</strong></h3>
<p>If you own a business, you likely, at least partially, made the decision to form a corporation or a limited liability company (LLC) so that you wouldn&#8217;t be held personally liable for debts related to the business. However, sometimes courts will hold a corporation or an LLC&#8217;s owners, members, and shareholders personally liable for the debts of a business.  This is called &#8220;piercing the corporate veil.&#8221;</p>
<p>Typically “piercing the corporate veil” happens in one of two scenarios; when a business is closing and does not have enough assets to satisfy its outstanding debts, or when a business is sued and there is either no insurance or not enough insurance to satisfy the obligation arising from the lawsuit.</p>
<p>When a court evaluates whether to pierce the corporate veil, the court considers the following factors:</p>
<blockquote>
<ul>
<li><strong>Whether the company and its owners are distinct.</strong></li>
<li><strong>Whether the company and the owner’s assets are kept separate.</strong></li>
<li><strong>Whether the company&#8217;s actions were wrongful or fraudulent.</strong></li>
<li><strong>Whether the company failed to follow corporate formalities.</strong></li>
<li><strong>Whether the company was adequately capitalized.</strong></li>
</ul>
</blockquote>
<p style="text-align: left;">If you have questions about how to protect your business or if you are ever personally sued for the debts of your business, you may need the help of a business attorney to defend yourself. The attorneys of Bloom Gates Shipman &amp; Whiteleather, LLP have decades of experience defending businesses throughout Northeast Indiana.</p>
<p style="text-align: center;"><span style="color: #990909;"><strong>If you need assistance or advice on how to avoid personal liability in a business, please <span style="text-decoration: underline;"><a href="http://bgswlaw.com/contact-us/">contact us</a></span>. We would love to work with you.</strong></span></p>
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<p>&nbsp;</p>
<p>&nbsp;</p>
<h6>*Disclaimer: The author is licensed to practice in the state of Indiana. The information contained above is provided for informational purposes only and should not be construed as legal advice on any subject matter. Laws vary by state and region. Furthermore, the law is constantly changing. Thus, the information above may no longer be accurate at this time. No reader of this content, clients or otherwise, should act or refrain from acting on the basis of any content included herein without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue.</h6>
<p>&nbsp;</p>
<p>The post <a href="https://bgswlaw.com/personal-liability/">How to Avoid Personal Liability for Business Debts</a> appeared first on <a href="https://bgswlaw.com">Bloom Gates Shipman &amp; Whiteleather</a>.</p>
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		<title>New Year, New Name</title>
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		<pubDate>Wed, 25 Jan 2017 18:21:30 +0000</pubDate>
				<category><![CDATA[News]]></category>
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		<category><![CDATA[Business Law]]></category>
		<category><![CDATA[Columbia City Indiana]]></category>
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					<description><![CDATA[<p>We are pleased to announce that as of January 23, 2017, Bloom Gates &#38; Whiteleather, LLP officially changed its name to Bloom Gates Shipman &#38; Whiteleather, LLP.  We are excited about this transition and will continue to provide the same outstanding service to our clients...</p>
<p>The post <a href="https://bgswlaw.com/new-year-new-name/">New Year, New Name</a> appeared first on <a href="https://bgswlaw.com">Bloom Gates Shipman &amp; Whiteleather</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>We are pleased to announce that as of January 23, 2017, Bloom Gates &amp; Whiteleather, LLP officially changed its name to Bloom Gates Shipman &amp; Whiteleather, LLP.  We are excited about this transition and will continue to provide the same outstanding service to our clients that have defined our firm for generations.</p>
<p>The post <a href="https://bgswlaw.com/new-year-new-name/">New Year, New Name</a> appeared first on <a href="https://bgswlaw.com">Bloom Gates Shipman &amp; Whiteleather</a>.</p>
]]></content:encoded>
					
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